Maternity Leave staff absence insurance

Maternity Leave

The cost of arranging cover for staff who take maternity leave can be a big financial concern for schools. But don’t worry, not only can we easily add maternity leave cover to your staff absence insurance policy, we can also offer you more than one option – helping you to select protection that works for your budget.

Generally, maternity cover is not offered as a single product but rather as part of staff absence insurance. Any school can buy maternity cover as part of their policy, providing you’re not participating in a Local Authority Maternity Scheme.

Market Leading Cover

We are super proud of the range cover that we can offer you - in fact, we have one policy so good it's actually market leading! With this policy, if the person starts their maternity leave a month before their due date, they could be as much as 21 weeks pregnant at time of joining the policy and a claim would still be valid. Plus, the staff member doesn't ever have to return to work for your claim to be paid. With this policy your claim is paid when their maternity leave starts - exactly when you need it most.

We have other options available too - most of which will still pay out even if your staff member doesn't return to work. We believe this should be clear from the get-go so that you can plan your budget accordingly and receive a guaranteed payment shortly after 18 weeks of leave. This means you’re less likely to have to pay another premium before your claim is paid.

We can also arrange cover for both adoption and paternity leave for you – no excess is applied to these benefits.

 

Find out more about Maternity Leave:

 

Understanding Maternity Cover

Maternity cover is important as maternity leave can often be the biggest absence cost, so it's essential to know how it could impact your budget and how insurance can help.

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Maternity Claims

To help make sure your maternity, paternity or adoption leave claims are not declined, make sure you know the claims process for maternity cover.

Find out more

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