We are constantly striving to enhance the experience our customers have with us. So if you've got a complaint, we'd like to hear about it so that we can improve our service in the future and work to fix what went wrong in your individual case.
Collective complaints data covering all firms is published by both the Financial Conduct Authority (FCA) and the Financial Ombudsman Service (FOS).
View the FCA complaints data
View the FOS complaints data
We are committed to providing the highest standard of service to its customers. However, should you need to complain, we will do everything possible to ensure your complaint is dealt with quickly and fairly.
There are a few things we'll need from you to find out about the current status of your policy/claim:
If you need to make a complaint you can contact us in one of the following ways:
The member of staff receiving your complaint will try to resolve your concerns immediately. If they cannot, or further investigation is required, we promise to inform you of this within five business days.
In the unlikely event that your complaint has not been resolved within four weeks of its receipt, we will contact you and let you know the reasons why and the further action we will take.
Within eight weeks of its receipt, we will either issue you with a final response letter detailing the outcome of our investigation and our decision, or a letter confirming when we anticipate to have concluded our investigation.
If you are unhappy with our decision, or if we do not complete our investigation within 8 weeks, you may be entitled to refer your complaint to the Financial Ombudsman Service.
The FOS is an independent service for settling disputes between businesses providing financial services and their customers. This service is free to customers.
Please note that if you wish to refer your complaint to the FOS this must be done within 6 months of our final response letter.
The FOS contact details are:
Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Helpline: 0800 023 4567 or 0300 123 9123
Website: www.financial-ombudsman.org.uk